Dental Insurance – Wilmington, IL
Get The Most Out Of Your Dental Insurance Benefits
Dental insurance plans can be difficult to understand, especially because they can drastically vary from provider-to-provider. If you have insurance, our team will be more than happy to help you navigate it. Just contact our dental office or ask us any questions that you have during your appointment. We do our best to maximize your benefits and make dentistry accessible and hassle-free. Read below to learn about our in-network savings and what your plan covers.
We Offer In-Network Savings & Welcome Out-of-Network Providers
At Grand Dental - Wilmington, we proudly accept all PPO plans and will always try to maximize your benefits when we file claims on your behalf. We are also in-network with several providers that we’ve listed below. This allows us to pass on savings to you, making your dental care more affordable and hassle-free. To learn whether we are an in-network provider with your insurance company, please contact us!
- Aetna PPO
- Careington Care Platinum
- Cigna PPO
- Delta Dental Premier
- DHA (Dental Health Alliance) / Sun Life Financial
- United Healthcare / DBP (Dental Benefit Providers)
- Plus, many more! Please call us to verify your benefits.
Understanding How Dental Insurance Works
Unlike medical insurance, which focuses on treating issues at hand, dental insurance aims to prevent problems from occurring by making preventive dental services, like checkups and cleanings, completely covered. That means that being diligent about routine visits and tackling small oral health problems early is the best way to save money on out-of-pocket costs. The details of your plan should be easy to view online or you can call your provider for more information.
What Your Dental Insurance Plan Covers
While it’s important to note that every dental insurance plan is different, most of them follow the same 100-80-50 coverage structure. This means that they usually cover 100 percent of the cost of preventive dental treatments, like checkups and cleanings, 80 percent of basic services such as fillings, and 50 percent of more serious procedures, like tooth extractions. By keeping up with your oral health and hygiene, you’ll be able to avoid damaging problems that require invasive treatments that likely won’t be covered by your insurance benefits.
No Insurance? No Worries!
Learn About Our Grand Advantage Plan
Don't have dental insurance? That's no problem! With our GAP membership, you can still receive dental treatments you need, whether you're self-employed, a small business owner, a senior, or simply not a fan of traditional dental insurance. There is a low cost annual fee to get started and with it you will receive a 20% discount off preventive care and discounts on all other available treatments.